You might ask SS on their own? Did you have got large amount of loans through them? You could put in an affordability complaint and that would probably throw up what happened to the last loan if you did.
Thank you for the reply, I’d imagine it had been about a few years, nothing is showing back at my reports. Possibly I’ll simply wait to see if we hear from their store. All post is been forwarded from old target so I would personally have obtained any communication from their website.
I’ve been examining the feedback recently and have always been happy to see folks have been having some success with refunds.
I will be nevertheless waiting to know the end result of NIck H arbitration which he stated ended up being planned sometime in September ’17 that I don’t want to acknowledge in writing if my claim potentially wouldn’t be successful before I submit my claim to the OAFS due to a “I think it’s a statute barred outstanding debt” with Pounds to Payday.
Nonetheless, my present real online title loans Virginia residents question is that i’ve been reading in past articles that:
“They wont budge on loans before 2011, they make that clear. They failed to have to comply with any legislation pre 2011.”
My loan that is last was FEB 2009, therefore I am worried they won’t even contemplate it.
Has anybody possessed a payout having a pre 2020 loan?
The Hitman says
I’ve had a really comparable idea today with mine, when i had loans from 2019-2020
Well eventually got a response that is final SS they don’t acknowledge any incorrect doing but will waive the outstanding £450 stability! Gone right back several times over the previous couple of months absolutely absolutely nothing right back from their store threatened OAFS nevertheless nothing. Ashamed to say 9 consecutive loans with SS all post 2011 alongside 10-15 other month-to-month pay day loans as a result of my monetary stress and a dark dark time bank statements and credit report reveal the degree of borrowing and just how dependant I happened to be on these loans so I’m maybe maybe not supporting straight straight straight down about this as I really wouldn’t have been given any form of credit if they had done proper checks! Anyhow I’ve dealt using the other loan providers a few of which decided to go to FOS and upheld.
Long tale I’ve that is short emailed and they’ve got been therefore helpful. Today once I emailed them for addesss and bank details to lodge my problem if they respond otherwise posting my forms and all evidence and hoping for a good result with them they said forward on all the emails I’ve sent them and they will email SS/Northway and chase up before a formal complaint so that was done today and let’s see! they are doing tbink if it wasn’t for this page so thank you because they weren’t regulated in the U.K. or by FCA and out of reach of FoS they can just dismiss people and I would have let it go!
Only one bit that is last of for you to my nowadays settled loan. OAFS have actually refunded my 25 Euro charges that I had from Northway, despite the fact that I probably, well definitely, would not have had that offer with out there input as i accepted the offer. Great solution.
Pertaining to the feedback I made about PTPD perhaps maybe not budging on loans pre 2011 then that is something you ought to challenge. This is the information they explained in me personally uncertain terms, I experienced ten loans pre 2011 from 2009 and through 2010. I did not get the chance to challenge this as I accepted an improved offer. However you should.
Hi here I have begun the OAFS process – I’m sure it is pretty adjustable, but can somebody provide me personally an idea that is vague to just how long it took from that time? Am we taking a look at another month or two to eliminate?
I’d want to know this to!
August i received my receipt and registration of the complaint at the end of.
The thing I will state however will be the people at OAFS are extremely helpful and would gladly spend our Financial Ombudsman a comparable quantity for a solution nearly as good.
Sara (Financial Obligation Camel) says
The FOS gets one thousand loan that is payday a thirty days. 68% are now being upheld. We doubt the OAFS gets 50.
I’ve been going right through for around three months now and really should have my hearing adjudicates by the end for this thirty days
Hi all, Northway have answered to me with my declaration of take into account Swift Sterling but have actually stated if it doesn’t go to them as they no longer own Swift Sterling a complaint cannot be directed to them so who do I put a complaint into?
I directed problem in their mind while they received the interest We paid, they granted the loans and I also still find it they who will be the reckless loan provider.
Sara (Debt Camel) says
The issue is going to Northway. Ignore their cautiously worded message – legally it is proper but just about everyone reads it the way that is wrong…
Nick H – any change in your adjudication?
Nevertheless waiting to them to verify the date for the hearing.
I’ve sent a chase e-mail as I will need to arrange time off to attend this via google hangouts today
Samuel Hall says
Presently in mediation with Northway and additionally they have actually provided money of 115 (I’m owed with interest and costs near to 3k ) my loans had been applied for in 2007 many of them post legislation change in April 2007, does anybody understand the date poundstilpayday became controlled by the OFT ?
Sara (Debt Camel) says
I’m not certain it ever ended up being OFT controlled.
Comparable figures to me. Their provides were bull crap so my mediation failed.