Needed papers
Do you need to take advantage of Consolidation Loan? Decide on a document based on your income source.
- Employment agreement / Contract of mandate / Author’s agreement
- Sole proprietorship
- Pension retirement
- Impairment retirement
- Pre-retirement benefit
Among the options below:
- Boss verification of the earnings during the last a couple of months
- Year PIT for last
- Evidence of earnings – in Polish
- Yearly income tax return and a certification through the Tax workplace or a certification through the ZUS/KRUS
- Expense and revenue ledger
- Verification of retirement transfer for the final thirty days
- Final retirement payslip
- Final choice on indexation
- Final choice on pensionable remuneration
- Verification of disability retirement transfer when it comes to final thirty days
- Final impairment retirement payslip
- Last choice on remuneration
- Choice on granting the disability retirement retirement
- Verification of great benefit transfer for the month that is last
- Final advantage payslip
- Final choice on remuneration
- Choice on giving the power
Essential papers
- Insurance paperwork – in Polish
- Earnings certificate – in Polish
- Declaration on resignation through the Agreement of loan – in Polish
- Loans Regulations – in Polish
- “Pozyczka z Gwarancja Najnizszego Oprocentowania” laws – in Polish
- Unique offer laws
- „Promocja jesienna z ubezpieczeniem” advertising laws – in Polish
- „Promocja jesienna” advertising regulations – in Polish
- „115 zl raty za kazde 5 000 zl pozyczki IV edycja” promotion regulations – in Polish
- „100 zl raty za kazde 5 000 zl pozyczki IV edycja” promotions regulations – in Polish
- Advance loan price list
Credit expense and note that is legal
Representative instance for loan with “100 zl raty za kazde 5 000 zl pozyczki IV edycja” promotion: Annual portion Rate (APR) is 7.68%, total loan quantity (web of loan-financed expenses): PLN 15 000; total quantity due: PLN 18 000; fixed rate of interest 7.42%; total price of the mortgage: PLN 3000 (including: charge: 0% (PLN 0); interest PLN 3000; extra services PLN 0 (including: cost for Konto 360° PLN 0 so long as externally-sourced monthly return is PLN 1 000 minimum and also at minimum 1 re payment is created in four weeks using the debit card/by BLIK; otherwise the month-to-month charge for the re re payment account is PLN 8)), 60 month-to-month equal instalments of PLN 300; first instalment due after 1 month from disbursement for the cash. The calculation had been made at the time of 13.02.2020 for a representative instance.
The advertising “100 zl raty za kazde special info 5 000 zl pozyczki IV edycja” is valid till 10.04.2020 and relates to uninsured money loans awarded for the period of 60 months with add up to be disbursed beneath the contract PLN 5000 or PLN 10 000 or PLN 15 000 or PLN 20 000. The advertising can be acquired to clients whom failed to have a loan or consolidation loan into the Bank one year ahead of the time of publishing the applying and declare the income tranfer for present acount. The advertising: might not be coupled with other promotions concerning cash loans; it could be taken just once during its legitimacy and it also doesn’t cover loans for payment of other credit services and products.
Detailed conditions and terms regarding the marketing are found in “100 zl raty za kazde 5 000 zl pozyczki IV edycja” laws for sale in Millennium branches as well as on www. Bankmillennium.pl. Details concerning maxims of giving loans are contained in the laws on Loans given to Individuals by Bank Millennium S.A. Charges, commissions and interest are charged prior to the money Loan Price List. The documents stated earlier can be purchased in Millennium branches and on http: //www. Bankmillennium.pl. The lender evaluates the Applicant’s credit ability and worthiness for a case-by-case foundation prior to giving the mortgage; in justified situations it might probably will not give it
Representative instance for a advance loan with “115 zl raty za kazde 5 000 zl pozyczki IV edycja” promotion: yearly Percentage Rate (APR) is 14.35%, total loan amount (internet of loan-financed expenses): PLN 15 000; total quantity due: PLN 20 700; fixed rate of interest 6.34%, total price of the mortgage: PLN 5 700, (including: cost: 0% (PLN 0); interest PLN 3000; additional services PLN 2 700, including: insurance PLN 2 700; 60 month-to-month equal instalments of PLN 345; very very first instalment due after 1 month from disbursement for the cash. The calculation had been made as of 13.01.2020 on a representative instance.
The “115 zl raty za kazde 5 000 zl pozyczki IV edycja” advertising is legitimate till 10.04.2020 and relates to cash that is uninsured issued for the amount of 60 months with add up to be disbursed beneath the contract PLN 5000 or PLN 10 000 or PLN 15 000 or PLN 20 000. The advertising is present to clients that do not need a money or consolidation loan when you look at the Bank during the period of publishing the application form nd declare the wage tranfer for current acount. The advertising: may possibly not be along with other promotions concerning money loans; it could be taken only one time during its credibility and it also will not protect loans for payment of other credit services and products.
Detailed stipulations regarding the advertising are found in “115 zl raty za kazde 5 000 zl pozyczki IV edycja” Promotion Regulations for sale in branches as well as on www. Bankmillennium.pl. Details concerning maxims of giving loans are included in the laws on Loans awarded to people by Bank Millennium S.A. Costs, commissions and interest are charged according to the money Loan Price List. Details in regards to the cheapest rate of interest Guarantee are included in the Regulations on Lowest Interest Rate Guarantee provide. Detailed concepts concerning granting of insurance address under Bezpieczna Pozyczka insurance by Towarzystwo Ubezpieczen Europa S.A. And Towarzystwo Ubezpieczen na Zycie Europa S.A. Are found in Bezpieczna Pozyczka stipulations plus in this product Card – Bezpieczna Pozyczka Insurance. The documents stated earlier can be found in Millennium branches as well as on www. Bankmillennium.pl.
Representative instance for advance loan: apr (APR) is 11,62%, total loan quantity (internet of loan-financed expenses): 15 270,43 zl; total quantity due: 21 388,48 zl; fixed interest 8,49%; total price of the mortgage: 6 113,05 zl (including: charge: 7,68per cent (1 172,77 zl); interest 4 940,28 zl; additional solutions 0 zl (including: charge for Konto 360° 0 zl offered that externally-sourced monthly return is 1 000 zl minimum and also at minimum 1 re re payment is manufactured in a month with all the debit card/by BLIK; otherwise the month-to-month fee when it comes to re re payment account is 8 zl)), 77 month-to-month equal instalments of 277,71 zl; very very first instalment due after 1 month from disbursement for the cash. The calculation ended up being made at the time of 17.12.2019 on an example that is representative.
Details concerning axioms of giving loans are included in the laws on Loans given to Individuals by Bank Millennium S.A. Costs, commissions and interest are charged according to the bucks Loan Price List. The documents stated earlier can be purchased in Millennium branches as well as on www. Bankmillennium.pl.
The financial institution evaluates the Applicant’s credit ability and worthiness for a basis that is case-by-case to giving the mortgage; in justified situations it might will not give it.